Compare Mortgage Rates in Ballard
Seattle, WA
Former Scandinavian fishing village with breweries, boutiques, and waterfront.
Get Your Ballard RateBallard Housing Market
Area Median Home Value
$833,192
Data As Of
August 2026
Location
Seattle, WA
Seattle-area median home value (neighborhood-level data unavailable), per the Zillow Home Value Index. Individual homes vary by size, condition, and exact location.
What Makes Ballard Special
Nearby Areas
Mortgage Options in Ballard
Conventional
Varies by program • Varies by lender
Jumbo
Often higher than conventional • Typically higher
ARM
Varies by program • Varies by lender
FHA
3.5% of the purchase price at a 580 score or higher • 580 or higher for the 3.5% down payment
DSCR
Set by each lender, and larger than on a primary-residence loan. • Set by each lender
Bank Statement
Set by each lender, and usually more than a conventional loan asks. • Set by each lender
HELOC
Not applicable • Set by each lender.
Other Neighborhoods in Seattle
Ready to Buy in Ballard?
Mortgage pricing is opaque. Compare rate, points, and fees side by side so you can see the real cost. Ralo shows every line item so you can compare mortgage options more clearly.
Compare Ballard Rates