Compare Mortgage Rates in Pacific Heights
San Francisco, CA
Prestigious neighborhood with Victorian mansions, bay views, and upscale shopping.
Get Your Pacific Heights RatePacific Heights Housing Market
Median Home Value
$2,106,791
Data As Of
August 2026
Location
San Francisco, CA
Median home value for Pacific Heights, per the Zillow Home Value Index. Individual homes vary by size, condition, and exact location.
What Makes Pacific Heights Special
Nearby Areas
Mortgage Options in Pacific Heights
Conventional
Varies by program • Varies by lender
Jumbo
Often higher than conventional • Typically higher
ARM
Varies by program • Varies by lender
FHA
3.5% of the purchase price at a 580 score or higher • 580 or higher for the 3.5% down payment
DSCR
Set by each lender, and larger than on a primary-residence loan. • Set by each lender
Bank Statement
Set by each lender, and usually more than a conventional loan asks. • Set by each lender
HELOC
Not applicable • Set by each lender.
Other Neighborhoods in San Francisco
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Compare Pacific Heights Rates