Compare Mortgage Rates in Gold Coast
Chicago, IL
Historic luxury neighborhood with lakefront, Magnificent Mile access, and high-rises.
Get Your Gold Coast RateGold Coast Housing Market
Median Home Value
$430,410
Data As Of
August 2026
Location
Chicago, IL
Median home value for Gold Coast, per the Zillow Home Value Index. Individual homes vary by size, condition, and exact location.
What Makes Gold Coast Special
Nearby Areas
Mortgage Options in Gold Coast
Conventional
Varies by program • Varies by lender
Jumbo
Often higher than conventional • Typically higher
ARM
Varies by program • Varies by lender
FHA
3.5% of the purchase price at a 580 score or higher • 580 or higher for the 3.5% down payment
DSCR
Set by each lender, and larger than on a primary-residence loan. • Set by each lender
Bank Statement
Set by each lender, and usually more than a conventional loan asks. • Set by each lender
HELOC
Not applicable • Set by each lender.
Other Neighborhoods in Chicago
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Compare Gold Coast Rates