Compare Mortgage Rates in River Oaks
Houston, TX
Prestigious neighborhood with luxury estates, country club, and high-end shopping.
Get Your River Oaks RateRiver Oaks Housing Market
Median Home Value
$1,570,840
Data As Of
August 2026
Location
Houston, TX
Median home value for River Oaks, per the Zillow Home Value Index. Individual homes vary by size, condition, and exact location.
What Makes River Oaks Special
Nearby Areas
Mortgage Options in River Oaks
Conventional
Varies by program • Varies by lender
Jumbo
Often higher than conventional • Typically higher
ARM
Varies by program • Varies by lender
FHA
3.5% of the purchase price at a 580 score or higher • 580 or higher for the 3.5% down payment
DSCR
Set by each lender, and larger than on a primary-residence loan. • Set by each lender
Bank Statement
Set by each lender, and usually more than a conventional loan asks. • Set by each lender
HELOC
Not applicable • Set by each lender.
Other Neighborhoods in Houston
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Compare River Oaks Rates