Helly Shah is the Co-Founder & CTO of Ralo, the AI-native mortgage brokerage — started in 2025 as Approval AI and relaunched as a licensed brokerage in June 2026. Former Google Maps engineer and Goldman Sachs quant, building products impacting billions. Licensed mortgage professional with deep expertise in pricing models and systematic algorithms for interest-rate markets.
Press featuring Helly
- The loan officer engineer: The $11,898 problemWritten by · HousingWire · August 25, 2026 · in the archive
- America’s Enterprising Spirit Is Booming After Decades-Long SlumpFeatured in · The New York Times · July 17, 2026 · in the archive
- Zillow creates buyer hub; AI-forward mortgage brokerage launchesFeatured in · Real Estate News · June 29, 2026 · in the archive
- AI mortgage broker Ralo launches, raises $2.9M seed roundFeatured in · HousingWire · June 18, 2026 · in the archive
- Revolutionizing Mortgages with AIInterview · The Peaking Podcast · August 13, 2025 · in the archive
- The 10 most exciting AI agent startups at Y Combinator’s Demo DayFeatured in · Business Insider · June 11, 2025 · in the archive
- The Most Promising Startups From the First-Ever YC Spring BatchFeatured in · Forbes · June 9, 2025 · in the archive
Articles by Helly
- Why Ralo's Compensation Is a Fraction of the Industry Standard — and What That Means for Your RateApr 12, 2026
- Your Loan Funded — Now What? Everything You Need to Know After ClosingMar 6, 2026
- You Locked Your Rate with Ralo — Now What?Mar 6, 2026
- Your Mortgage Data, Without the RiskAugust 31, 2025
- Pre-Approved and Poised: The New Economics of the Winning Home OfferJuly 10, 2025
- Pre-Approval vs Pre-Qualification: Understanding the DifferenceJune 27, 2025
- How We're Using AI to Revolutionize Mortgages, One Homebuyer at a TimeMay 15, 2025