Housing Affordability by City
Use this as a quick, honest snapshot. It won't replace a real quote, but it helps you compare housing costs across cities.
24
Cities Covered
100
National Average Index
3x
Typical Price Spread
Compare Cities
Houston, TX
AffordableMedian Home$275,200
Price-to-Income3.42
San Antonio, TX
AffordableMedian Home$251,065
Price-to-Income3.46
Fort Worth, TX
AffordableMedian Home$300,445
Price-to-Income3.53
Round Rock, TX
AffordableMedian Home$408,956
Price-to-Income3.60
Arlington, TX
AffordableMedian Home$313,207
Price-to-Income3.68
Dallas, TX
AffordableMedian Home$330,300
Price-to-Income3.79
McKinney, TX
AffordableMedian Home$484,670
Price-to-Income3.88
Sugar Land, TX
AffordableMedian Home$450,878
Price-to-Income3.90
El Paso, TX
AffordableMedian Home$237,327
Price-to-Income3.96
Plano, TX
ModerateMedian Home$506,472
Price-to-Income4.05
Austin, TX
ModerateMedian Home$434,800
Price-to-Income4.45
Aurora, CO
ModerateMedian Home$463,088
Price-to-Income4.48
Katy, TX
ModerateMedian Home$338,369
Price-to-Income4.53
Colorado Springs, CO
ModerateMedian Home$450,850
Price-to-Income4.97
Sacramento, CA
ExpensiveMedian Home$481,741
Price-to-Income5.16
Frisco, TX
ExpensiveMedian Home$658,055
Price-to-Income5.27
Fresno, CA
ExpensiveMedian Home$391,319
Price-to-Income5.27
Denver, CO
ExpensiveMedian Home$570,300
Price-to-Income5.57
Oakland, CA
ExpensiveMedian Home$724,465
Price-to-Income5.66
San Diego, CA
Very ExpensiveMedian Home$791,600
Price-to-Income7.74
San Francisco, CA
Very ExpensiveMedian Home$1,113,800
Price-to-Income8.33
San Jose, CA
Very ExpensiveMedian Home$1,438,450
Price-to-Income8.61
Los Angeles, CA
Very ExpensiveMedian Home$951,035
Price-to-Income10.48
Irvine, CA
Very ExpensiveMedian Home$1,547,649
Price-to-Income13.47
Understanding Cost of Living
Median Home Value
A simple snapshot of typical home prices. It is a starting point, not a full budget.
Median Income
Income helps explain affordability. High prices can be more manageable when incomes are higher.
Price-to-Income
This ratio provides quick context. Higher ratios generally mean housing is harder to afford.
Cash to Close
Down payment is only part of the upfront cost. Closing costs, taxes, and insurance vary a lot by location.
Want a clear, all-in quote?
Mortgage pricing is opaque. Compare rate, points, and fees side by side so you can see the real cost. Ralo shows every line item so you can compare mortgage options more clearly.
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