Housing Affordability by City
Use this as a quick, honest snapshot. It won't replace a real quote, but it helps you compare housing costs across cities.
38
Cities Covered
100
National Average Index
3x
Typical Price Spread
Compare Cities
Amarillo, TX
Very AffordableMedian Home$211,528
Price-to-Income2.77
Lubbock, TX
Very AffordableMedian Home$212,039
Price-to-Income2.78
Laredo, TX
Very AffordableMedian Home$222,782
Price-to-Income2.92
Corpus Christi, TX
Very AffordableMedian Home$223,078
Price-to-Income2.92
El Paso, TX
AffordableMedian Home$238,475
Price-to-Income3.13
San Antonio, TX
AffordableMedian Home$247,453
Price-to-Income3.24
Houston, TX
AffordableMedian Home$275,200
Price-to-Income3.42
Garland, TX
AffordableMedian Home$283,276
Price-to-Income3.71
Dallas, TX
AffordableMedian Home$330,300
Price-to-Income3.79
Fort Worth, TX
AffordableMedian Home$295,800
Price-to-Income3.88
Bakersfield, CA
ModerateMedian Home$388,250
Price-to-Income4.03
Fresno, CA
ModerateMedian Home$388,924
Price-to-Income4.04
Arlington, TX
ModerateMedian Home$309,891
Price-to-Income4.06
Katy, TX
ModerateMedian Home$331,839
Price-to-Income4.35
Stockton, CA
ModerateMedian Home$427,285
Price-to-Income4.44
Irving, TX
ModerateMedian Home$339,198
Price-to-Income4.45
Austin, TX
ModerateMedian Home$434,800
Price-to-Income4.45
Colorado Springs, CO
ModerateMedian Home$441,553
Price-to-Income4.78
Aurora, CO
ModerateMedian Home$452,698
Price-to-Income4.90
Sacramento, CA
ModerateMedian Home$473,797
Price-to-Income4.92
Round Rock, TX
ExpensiveMedian Home$398,221
Price-to-Income5.22
Denver, CO
ExpensiveMedian Home$570,300
Price-to-Income5.57
Sugar Land, TX
ExpensiveMedian Home$442,326
Price-to-Income5.80
Lakewood, CO
Very ExpensiveMedian Home$556,597
Price-to-Income6.02
Fort Collins, CO
Very ExpensiveMedian Home$560,192
Price-to-Income6.06
McKinney, TX
Very ExpensiveMedian Home$472,118
Price-to-Income6.19
Plano, TX
Very ExpensiveMedian Home$493,092
Price-to-Income6.46
Riverside, CA
Very ExpensiveMedian Home$645,110
Price-to-Income6.70
Oakland, CA
Very ExpensiveMedian Home$708,610
Price-to-Income7.36
San Diego, CA
Very ExpensiveMedian Home$791,600
Price-to-Income7.74
San Francisco, CA
Very ExpensiveMedian Home$1,113,800
Price-to-Income8.33
Frisco, TX
Very ExpensiveMedian Home$638,512
Price-to-Income8.37
Long Beach, CA
Very ExpensiveMedian Home$850,917
Price-to-Income8.83
Santa Ana, CA
Very ExpensiveMedian Home$868,002
Price-to-Income9.01
Los Angeles, CA
Very ExpensiveMedian Home$929,572
Price-to-Income9.65
Anaheim, CA
Very ExpensiveMedian Home$946,371
Price-to-Income9.82
San Jose, CA
Very ExpensiveMedian Home$1,362,808
Price-to-Income14.15
Irvine, CA
Very ExpensiveMedian Home$1,492,449
Price-to-Income15.49
Understanding Cost of Living
Median Home Value
A simple snapshot of typical home prices. It is a starting point, not a full budget.
Median Income
Income helps explain affordability. High prices can be more manageable when incomes are higher.
Price-to-Income
This ratio provides quick context. Higher ratios generally mean housing is harder to afford.
Cash to Close
Down payment is only part of the upfront cost. Closing costs, taxes, and insurance vary a lot by location.
Want a clear, all-in quote?
Mortgage pricing is opaque. Compare rate, points, and fees side by side so you can see the real cost. Ralo shows every line item so you can compare mortgage options more clearly.
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