Ralo data
Property Taxes by State
All 50 states plus D.C., ranked by effective property tax rate: the share of a home's value paid in property tax each year. Figures are the Tax Foundation's 2024 edition, covering tax year 2022, the most recent it has published. Property tax is part of your true monthly cost, so factor it in alongside the rate, points and insurance; the state pages carry the county-level figures Ralo uses in its payment estimates.
Highest
New Jersey
Lowest
Hawaii
Texas · where Ralo is licensed
Ranked 7 of 51
California · where Ralo is licensed
Ranked 34 of 51
Colorado · where Ralo is licensed
Ranked 48 of 51
All states, highest to lowest
| # | State | Effective rate | Prior year |
|---|---|---|---|
| 1 | New Jersey | 2.08% | 2.23% |
| 2 | Illinois | 1.95% | 2.08% |
| 3 | Connecticut | 1.78% | 1.79% |
| 4 | New Hampshire | 1.61% | 1.93% |
| 5 | Vermont | 1.56% | 1.83% |
| 6 | New York | 1.54% | 1.40% |
| 7 | Texas | 1.47% | 1.68% |
| 8 | Nebraska | 1.44% | 1.63% |
| 9 | Iowa | 1.40% | 1.52% |
| 10 | Wisconsin | 1.38% | 1.61% |
| 11 | Ohio | 1.30% | 1.59% |
| 12 | Kansas | 1.26% | 1.34% |
| 13 | Pennsylvania | 1.26% | 1.49% |
| 14 | Michigan | 1.24% | 1.38% |
| 15 | Rhode Island | 1.23% | 1.40% |
| 16 | Alaska | 1.07% | 1.04% |
| 17 | Massachusetts | 1.04% | 1.14% |
| 18 | South Dakota | 1.01% | 1.17% |
| 19 | Minnesota | 0.98% | 1.11% |
| 20 | North Dakota | 0.97% | 0.98% |
| 21 | Maine | 0.96% | 1.24% |
| 22 | Maryland | 0.95% | 1.05% |
| 23 | Missouri | 0.82% | 1.01% |
| 24 | Oregon | 0.77% | 0.93% |
| 25 | Oklahoma | 0.76% | 0.89% |
| 26 | Washington | 0.76% | 0.87% |
| 27 | Kentucky | 0.74% | 0.83% |
| 28 | Georgia | 0.72% | 0.92% |
| 29 | Virginia | 0.72% | 0.87% |
| 30 | Florida | 0.71% | 0.91% |
| 31 | Indiana | 0.71% | 0.84% |
| 32 | Mississippi | 0.70% | 0.67% |
| 33 | Montana | 0.69% | 0.74% |
| 34 | California | 0.68% | 0.75% |
| 35 | New Mexico | 0.67% | 0.67% |
| 36 | North Carolina | 0.63% | 0.82% |
| 37 | District of Columbia | 0.57% | 0.62% |
| 38 | West Virginia | 0.55% | 0.57% |
| 39 | Wyoming | 0.55% | 0.56% |
| 40 | Arkansas | 0.53% | 0.64% |
| 41 | Louisiana | 0.51% | 0.56% |
| 42 | Delaware | 0.48% | 0.61% |
| 43 | Tennessee | 0.48% | 0.67% |
| 44 | Idaho | 0.47% | 0.67% |
| 45 | Utah | 0.47% | 0.57% |
| 46 | South Carolina | 0.46% | 0.57% |
| 47 | Arizona | 0.45% | 0.63% |
| 48 | Colorado | 0.45% | 0.55% |
| 49 | Nevada | 0.44% | 0.59% |
| 50 | Alabama | 0.36% | 0.40% |
| 51 | Hawaii | 0.26% | 0.32% |
Effective rate is total property tax paid on owner-occupied housing divided by total home value, so it reflects both the statutory rate and how assessments compare with market value. Source: Tax Foundation.
At a Glance
- New Jersey has the highest effective property tax rate at 2.08%.
- Hawaii has the lowest at 0.26%.
- Property tax is part of your real monthly payment — compare it alongside rate, points, and insurance.
Latest published annual update:
Annual affordability data appears older than the normal publication window. Verify the latest official release before relying on it.
Primary sources behind this page
- Tax FoundationAccessed for source verification
Arjun Lalwani
NMLS #2753950Former Google product leader with expertise in marketplace systems. Recognized by the U.S. government for extraordinary ability in building and scaling marketplaces. Licensed mortgage professional bringing rigorous product execution to home financing.