NewRalo raised $2.9M to make mortgages actually affordable. Learn more →

We raised $2.9M to make mortgages affordableLearn more →

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See what Ralo can do for youFind the Best Deal

Compare rates, model scenarios, and see how your options stack up against state averagesCompare rates, model scenarios, and see how your options stack up

Rate Comparisons

Ralo's own quoted 30-year fixed rate for a benchmark borrower, captured each day and shown as a weekly close. This is the rate our thin-commission model actually delivers over time.

Freddie Mac's Primary Mortgage Market Survey (PMMS) — the national weekly average for a 30-year fixed mortgage, published every Thursday. The benchmark most lenders are measured against.

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How Ralo
finds you options

A single quote only shows one path. Ralo lines up multiple mortgage options, then negotiates on your behalf. That's how we help borrowers find competitive offers they might have missed.

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The Questions Everyone Asks